Our mission is to help your business be more successful
About Us

Our mission is to help your business be more successful

Our leadership team has a long track record of driving successful credit card based products and innovations

Meet our Leadership

Daniel Duncan

Serial entrepreneur and business leader who has founded successful businesses in lending, analytics, technology and service operations.

  • Adept at fusing emerging and tried-and-true technologies, data management and analytics to support and drive growth
  • Last startup grew to become a top-25 credit card issuer in 3 years (Mercury Financial)
  • Began his career in the credit card industry (Chase, Household, Citi) leading risk management and analytic teams
  • BA from Columbia
Warren Wilcox

Financial services leader and innovator with more than
40 years of experience.

  • Created and managed numerous card partnerships, including highly successful programs with GM, ESPN, eBay, PayPal and the AFL-CIO
  • Helped build 3 large credit card businesses from scratch (Mercury Financial, Household, and Atlantic Financial) and guided two successful card turnarounds (Fleet and Providian)
  • Ran Visa Advisory Services
  • MS from Purdue
Matt Tomko

Financial services leader with 25+ years of experience across many business functions.

  • Deep consumer lending experience with MBNA, Bank of America, Sallie Mae and OneMain Financial
  • Formerly served as Revenue Officer at Mercury Financial focusing on partnership development
  • Extensive capital market, credit, marketing, and collections experience
  • BA from Notre Dame
David O’Connell
Partnership Management

Financial services veteran with deep experience creating and managing credit card partnerships and loyalty programs.

  • Managed co-branded credit card and customer loyalty programs at both brand partners and the card issuers
  • Has held senior positions in co-brand marketing, operations, portfolio retention, and underwriting at the Bank of America and Sallie Mae
  • Most recently led Upromise, a rewards-based college savings program with 1+ million active members and a $1B co-brand credit card portfolio
  • BA from Georgetown
Srini Gumbula

Experienced technology leader with more than 25 years of experience leading technology organizations and high performing teams.

  • Previously CTO at a top-25 card issuer that built a cloud-based platform from the ground up
  • Has worked with multiple card issuing systems and deployed massively scalable platforms at AWS that interface in real-time to legacy systems.
  • Deep fintech experience building operational, data management and analytical tech for cards
  • MS from the Indian Institute of Technology
Lawrence Dee

Seasoned operator with 25+ years of experience in consumer/small business lending and operations strategy.

  • Previously led Wells Fargo’s contact center transformation program
  • Ran operations for Wells Fargo’s Consumer Financial Services Division supporting cards, loans and auto
  • Led loan originations and risk operations for Wells Fargo’s Small Business Lending Division
  • Held several collections leadership roles at Capital One
  • MBA from Dartmouth